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Privacy Policy

Last Updated: January 26, 2025

SECTION 1: ABSOLUTE DATA PRIVACY GUARANTEE

Nuvio operates under a ZERO DATA COLLECTION POLICY. We do not collect, store, transmit, process, analyze, monitor, track, or have access to ANY personal information, financial data, usage patterns, or device information whatsoever. All data remains exclusively on your device.

SECTION 2: COMPREHENSIVE PRIVACY PROTECTION

  • NO DATA TRANSMISSION: Zero data is sent over any network connection
  • NO SERVER STORAGE: No data is stored on any external servers
  • NO ANALYTICS: No usage tracking, metrics, or behavioral analysis
  • NO THIRD-PARTY INTEGRATION: No external services or APIs
  • NO CLOUD BACKUP: No automatic cloud synchronization
  • NO COOKIES OR TRACKING: No tracking technologies whatsoever

SECTION 3: LOCAL STORAGE EXCLUSIVELY

All financial data including transactions, budgets, loans, settings, and preferences are stored locally on your device using Core Data. This data is never accessible to us or any third parties under any circumstances.

SECTION 4: USER DATA CONTROL

You maintain complete and absolute control over your data. You may export, modify, delete, or manage your data at any time through the app's built-in tools. We have no ability to access, modify, or delete your data.

SECTION 5: CHILDREN'S PRIVACY COMPLIANCE

This app complies with all children's privacy regulations. Since we collect no data from anyone, including children under 13, no parental consent is required and no privacy concerns exist.

SECTION 6: DATA SECURITY MEASURES

Your data security is protected through:

  • iOS Core Data secure storage mechanisms
  • Device-level encryption
  • No external data transmission
  • Complete local control

SECTION 7: NO DATA BREACH RISK

Since we collect, store, and transmit zero data, there is no risk of data breaches, unauthorized access, or data exposure through our systems. Your data remains completely private and secure on your device.

SECTION 8: COMPLETE TRANSPARENCY

This privacy policy represents our complete and absolute commitment to your privacy. We maintain zero data collection practices and will never change this fundamental approach.

SECTION 9: YOUR RIGHTS AND CONTROL

You have complete control over your data:

  • View all your data at any time
  • Export your data in CSV format
  • Delete all data using in-app features
  • Modify or update any information
  • Complete data portability

SECTION 10: CONTACT AND QUESTIONS

If you have any questions about this privacy policy or our data practices, please contact us. However, please note that we maintain zero data collection, so there is no personal information for us to access or modify.